Mr. Sam Agutu is founder and CEO of Changamka (Swahili for "Be Happy" or "Cheer Up"). Changamka's mission is: "to use technological innovation for improving access to affordable healthcare to millions of the working poor, currently excluded from conventional government arrangements and private insurance schemes." The programme was the overall winner of the Kenyan MDGs 2010 award for MDGs Goal 5 of Improving Maternal Health. Mr. Agutu has extensive experience in the Kenyan finance and insurance industry having been an auditor with Coopers & Lybrand, Chief Accountant at AIG, Assistant Finance Director at the African Re-insurance Corporation and MD of Clarkson Notcutt Insurance Brokers before founding Changamka. A Bachelor of Commerce graduate from the University of Nairobi, he is a Certified Public Accountant CPA (K), a Certified Public Secretary (CPS (K)), a Chartered Arbitrator (ACIArb) and holds an MBA from the Jomo Kenyatta University of Agriculture and Technology (JKUAT).